A new study says that even though car seats are now widely available, consumers are still paying for them out of pocket.
“We find that consumers are paying for these seats with higher monthly payments, and that the higher monthly payment reflects the increased cost of replacement for the seats, with the exception of the $10 million in costs that were covered by insurance for the car seat,” according to a report from the Consumer Federation of America.
While the study notes that these higher monthly costs are being covered by car insurance, the report notes that many consumers still don’t have access to affordable replacement.
Car seat manufacturers are lobbying hard for higher reimbursement rates, which could result in even more higher cost-sharing.
The industry has also been lobbying hard to get more states to extend vehicle-related vehicle health insurance coverage to include car seats.
But there are some signs that states may be leaning toward expanding coverage.
According to a recent survey by the Insurance Institute for Highway Safety, 23 states and the District of Columbia have extended coverage for vehicle-seat coverage to car occupants.
In states that have extended, insurers are offering higher rates for those who have not been covered by their state’s vehicle-health insurance.